Built for Australian Finance Teams

Budget smarter.
Report faster.
Govern better.

Benchmark Budgeting is the all-in-one financial planning platform built for finance teams across every sector — from operating budgets and labour modelling to approval workflows and financial statement reporting.

12+ Financial System Integrations
Multi Tenant Architecture
Azure Cloud Hosted — AUS East
benchmark-budgeting.com.au/budgets
Operating Budget 2025/26 — Draft v2
Export
+ Add Row
Total Budget
$42.8M
YTD Actual
$18.2M
Variance
+$1.4M
Completion
43%
Account
Annual
Jul
Aug
Sep
Oct
Nov
▼ Infrastructure Services
$12.4M
$1.03M
$1.03M
$1.03M
$1.03M
$1.03M
$6.2M
$517K
$517K
$517K
$517K
$517K
$714K
$59.5K
$59.5K
$59.5K
$59.5K
$59.5K
$2.8M
$233K
$233K
$233K
$233K
$233K
$8.9M
$741K
$741K
$741K
$741K
$741K
Workflow Approved
Budget 2026/27 ✓
AI Assistant
Plan generated →

Direct integration with your financial system

TechOne
Oracle Fusion
SAP Business One
MYOB AccountRight
MYOB Advanced
Xero
MS Business Central
MS Finance & Operations
MS Dynamics NAV
MS Dynamics GP
Civica Authority

Everything your finance team needs

A complete budgeting platform built from the ground up for the unique requirements of complex organisational financial management.

Budget Entry Grid

A high-performance spreadsheet-like grid for entering and reviewing period budgets. Auto-save, keyboard navigation, undo/redo, real-time totals, and inline cell editing.

Monthly / Quarterly / Yearly Auto-save Excel Export

Labour Budgeting

Model individual positions with FTE, salary bands, oncosts (super, leave loading, payroll tax), and allowances. Changes automatically recalculate salary rows in real time.

FTE Modelling Rate Tables Oncost Profiles

Approval Workflows

Configurable multi-step budget approval workflows with in-app notifications. Submit, advance, reject — with a full audit trail at every step. Reusable workflow templates save time.

Multi-Step Notifications Templates

Financial Reporting

Generate full Income Statements, Balance Sheets, Cash Flow Statements, and Changes in Equity reports. Configurable column layouts, drill-down grouping, and Excel export.

Income Statement Balance Sheet Cash Flows

ETL Integration

Connect directly to your existing financial system to sync organisational structures, actuals, and transactions. Adapters for TechOne, Oracle Fusion, SAP, MYOB, Xero, Microsoft Dynamics, and more.

Scheduled Sync 12+ Adapters CSV Import

Cost Allocation

Distribute shared costs across cost centres using configurable allocation drivers (floor space, headcount, FTE). Amber/blue row highlighting shows allocated-in and allocated-out values.

Driver-Based Auto-Recalculate Visual Indicators

Multi-Tenant Architecture

Run multiple organisations on a single installation with completely isolated data. Each tenant gets their own database — no shared tables, no cross-contamination, no data leakage.

Database-Level Isolation Per-Tenant Config

Rolling Forecasts

Create mid-year forecast budgets that blend actual YTD figures with revised future projections. One-click Sync Actuals locks closed periods and shows Adopted vs Forecast variance columns.

Actuals Sync Variance Columns Period Locks

AI Budget Assistant New

Describe a budget change in plain English — "increase all labour costs by 4.5% and add a new CPI escalation" — and the AI produces a structured plan for your review before applying.

Natural Language Structured Plans Human-in-the-Loop

Model your workforce — position by position

Stop manually calculating salary spreadsheets. The Labour Panel lets you model every position in your organisation — with FTE, salary bands, award-based rate tables, oncosts, and allowances — and automatically writes the calculated figures back to your budget grid.

  • Individual positions with title, FTE, and employment months
  • Salary segments for mid-year changes (e.g. July at Step 3, Jan promoted to Step 5)
  • Automatic oncost calculation (superannuation, payroll tax, leave loading)
  • Award rate tables — 2D classification × step lookup grids
  • Departmental oncost profiles for different funding sources
See Labour Budgeting
Labour Panel — Infrastructure Services / Salaries
+ Add Position Save
Senior Civil Engineer
1.0 FTE · Jul – Jun · Grade 8
$142,680
Annual total
Salary
$124,000
FTE
1.0
Method
Annual
Superannuation (11.5%) $14,260
Payroll Tax (5.45%) $6,758
Civil Engineer (Part-time)
0.6 FTE · Aug – Jun · Grade 6 Step 3
$72,409
Annual total
Rate Table
$54.80/hr
FTE
0.6
Months
11
Superannuation (11.5%) $7,238
Total positions: 2 · Dept total: $215,089

Describe budget changes in plain English

The built-in AI assistant — powered by Claude — understands your budget's structure and translates natural-language instructions into a structured, reviewable plan. No formulas, no manual row updates.

Natural Language Instructions Type requests like "increase all labour by 4% and reduce materials by 10%"
Structured Plan Preview Review exactly what rows will change and by how much — before committing
Human-in-the-Loop Nothing is applied without your explicit approval — full control remains with your team
Learn More About AI Features
B
Benchmark AI Assistant
Online
Copy the 2025/26 adopted budget and increase all salary lines by 4.5% and add a 3.5% CPI increase to all non-labour operating costs. Call it "2026/27 Draft v1".
I'll create a new budget based on the 2025/26 Adopted Budget with those adjustments. Here's the plan:
New Budget Name2026/27 Draft v1
Source2025/26 Adopted Budget
Labour rows (grouping: Labour)× 1.045 (+ 4.5%)
Non-labour operating (all other)× 1.035 (+3.5% CPI)
Estimated budget impact+$1.94M vs prior year
Looks good, apply it.
✅ Budget "2026/27 Draft v1" created with 847 entries updated. Navigate to Budgets to begin reviewing.

Works with the systems you already use

Native ETL adapters synchronise your chart of accounts, organisational hierarchy, and transaction data directly from your existing financial system — no manual exports needed.

TechOne
Finance One (REST API)
Oracle Fusion
Cloud ERP
SAP Business One
Service Layer API
MYOB AccountRight
AccountRight API
MYOB Advanced
Advanced API
Xero
Accounting API
Business Central
Microsoft Dynamics 365
Finance & Operations
Microsoft Dynamics 365
Dynamics NAV
OData / Web Services
Dynamics GP
eConnect / REST API
Civica Authority
Local Gov ERP
ITVision Finance
Finance Module API
CSV / Excel
Manual upload fallback
Custom Adapter
Request integration

Up and running in days, not months

Benchmark Budgeting is hosted on Azure in Australia East and can be configured for your organisation in a matter of days — not the months typical of enterprise ERP implementations.

1

Connect your financial system

Our team configures the ETL adapter for your existing ERP. Your chart of accounts and org structure sync automatically.

2

Configure your hierarchy

Set up your directorate, department, and cost centre structure. Configure budget types, approval workflows, and user roles.

3

Invite your team

Add budget managers, reviewers, and approvers with granular data scope control — restrict users to their own cost centres.

4

Start budgeting

Teams begin entering budgets immediately. Approvals flow automatically, reports generate at the click of a button.

Enterprise security, built in

Your financial data demands the highest standards. Benchmark Budgeting is built with security at every layer — from database isolation to granular permission controls.

Database-Level Tenant Isolation

Every organisation has its own dedicated PostgreSQL database. There are no shared tables — a bug cannot expose one organisation's data to another.

Role-Based Access Control

Granular permissions at every level — from super admin down to view-only users restricted to specific cost centres or account groups.

MFA & Session Security

TOTP-based multi-factor authentication. Sessions are stored server-side in PostgreSQL with configurable expiry — no sensitive data in browser cookies.

Full Audit Log

Every action is recorded with user, timestamp, and change detail. Required for government accountability and useful for diagnosing data issues.

Role Permissions Matrix
Role
View
Edit
Approve
Admin
Super Admin
Tenant Admin
~
Budget Manager
Budget Officer
Viewer / Reviewer
Full access
~
Scoped access
No access
Data Scope Restriction
Users can be restricted to specific directorates, departments, or cost centres — ensuring each budget owner only sees their own area.
Azure Hosted · Australia East
All data remains in Australia. PostgreSQL on Azure Database for PostgreSQL with automated backups and SSL-only connections.

Fully managed cloud hosting

Benchmark Budgeting is hosted on Azure in Australia East — we handle everything so your team can focus on budgeting, not servers.

Frequently asked questions

Yes — the multi-tenant architecture is a core feature. Each organisation ("tenant") has its own dedicated PostgreSQL database. Data is completely isolated — there are no shared tables and a bug in one tenant cannot expose another's data. Individual users can be granted access to multiple tenants and choose which one to work in at login.
Native ETL adapters exist for TechOne (Finance One REST API), Oracle Fusion Cloud ERP, SAP Business One, MYOB AccountRight, MYOB Advanced, Xero, and the full Microsoft Dynamics family — Business Central, Dynamics 365 Finance & Operations, Dynamics NAV (OData / Web Services), and Dynamics GP (eConnect / REST API) — as well as Civica Authority. A CSV/Excel import fallback is available for any system that can export data. Custom adapter development is available on request.
Budget officers open the Labour Panel from any salary-tagged row in the budget grid. They add individual positions with title, FTE, employment months, and salary details. Salary can be entered as an annual amount, hourly rate, or looked up from a rate table (e.g. award classification × step). The system then automatically calculates oncosts (superannuation, payroll tax, leave loading, workers comp) based on your configured rates and writes the totals back into the budget grid. Changes update immediately.
Workflows operate at the budget version level (e.g. "2026/27 Draft v1"). You create reusable workflow templates that define the step sequence (e.g. Department → Finance Review → CFO Approval). Each budget can have a workflow attached. Users with appropriate permissions can advance or reject steps, and all participants receive in-app notifications at each transition. The full history is recorded in the audit log.
Yes. Benchmark Budgeting runs entirely on Microsoft Azure in the Australia East (Sydney) region. All databases, file attachments, and application servers are within Australian data sovereignty — your data never leaves Australia.
Out of the box: Income Statement, Statement of Financial Position (Balance Sheet), Cash Flow Statement, Statement of Changes in Equity, and Comprehensive Income Statement — all with configurable account mapping, comparison columns, drill-down grouping, and Excel export. You can also create custom saved report configurations that your team can re-run with one click.
The AI assistant uses Anthropic's Claude API. When you describe a budget change, the system sends the relevant budget structure (not individual financial values) to the API to generate a structured modification plan. Crucially, nothing is applied without your explicit approval — the assistant returns a plan for you to review first. User input is sanitised to prevent prompt injection, and the AI feature can be disabled entirely for organisations that prefer not to use it.

Ready to modernise your organisation's budget process?

Book a personalised demo and see Benchmark Budgeting working with your organisation's structure — complete with your chart of accounts and workflows.

No commitment required · Australian-hosted · Typically live within 2 weeks

Get in touch

Have questions about pricing, integrations, or implementation? Our team is happy to help.